Small and medium-sized businesses (SMEs) play a key role in the recovery and development of Ukraine’s economy. The government and international partners are actively implementing financial support programs that include grants, loans, consulting services, and educational initiatives. In this article, we will examine the main opportunities available to entrepreneurs today.

The “eRobota” Government Initiative: 12 billion hryvnias for SME development

The “eRobota” program is a comprehensive government grant initiative that covers six areas of support:

• Microgrants for Starting a Business
• Grants for Processing Companies
• Support for Horticulture and Greenhouse Farming
• Grants for Launching IT Startups and Training IT Professionals
• Funding for Veterans and Their Families
• Educational Opportunities for Entrepreneurs

In 2024–2025, approximately 12 billion UAH was invested under this program, and nearly 25,000 entrepreneurs received support. According to official data, businesses returned about 75% of these funds to the budget in the form of taxes, which demonstrates the program’s effectiveness.

Applications for participation are submitted through the Diya portal.

Main Areas of Government Support for SMEs

“My Own Business”

Microgrants of up to 250,000 UAH for starting or growing a business. Available to both new and existing entrepreneurs. The grant amount depends on the number of jobs created.

Grants for Processing Companies

Funding of up to 8 million UAH for the purchase of equipment by companies that have been in operation for at least three years. A condition is the creation of 5 to 25 jobs.

Support for Veterans

Grants ranging from 250,000 to 1,000,000 UAH are available to combat veterans and their family members. The funds can be used for equipment, raw materials, marketing, franchises, and more.

Agricultural Support: Horticulture and Greenhouses

Financial assistance for planting orchards and building greenhouse facilities. The program promotes the development of rural businesses and the creation of new jobs in communities.

The “Diya.Business” Platform

An information portal featuring current competitions, free consultations, tenders, and educational webinars for small and medium-sized businesses. The platform helps users navigate all available forms of support.

International Donors and Aid Programs

In addition to government initiatives, SMEs can count on support from international partners:

EBRD: Reimbursement of Consulting Fees

The European Bank for Reconstruction and Development will cover up to 85% of the cost of services provided by consultants in the areas of strategy, finance, marketing, and so on.

USAID, GIZ, DANIDA

By 2023, the USAID Competitive Economy Program had supported more than 3,300 businesses and helped create more than 6,400 jobs. Although some of the programs are currently on hold, support from GIZ, Danida, Polish foundations, and European banks continues.

Banking Software

Some Ukrainian banks, including Oschadbank, are working with the German government to implement loan programs for SMEs with favorable terms.

Information and Educational Support

Many programs combine funding with training. The EBRD and the EU organize free webinars and consultations. Information about them can be found on the “Diya.Business” platform.

How can ARMADUM LAWYERS help businesses?

Successful participation in a grant program requires not only an idea, but also well-prepared documents—a business plan, a financial model, justifications, and reports.

ARMADUM LAWYERS provides comprehensive legal support in preparing applications for participation in national and international support programs:

• Help in choosing the best     program
• Legal Documentation
• Consultation on the selection criteria    
• Increasing the chances of receiving     funding

Conclusion

Despite challenging economic conditions, Ukrainian businesses today have unprecedented access to financial, consulting, and educational support. Making the most of these opportunities allows them not only to remain competitive in the market but also to scale up and grow.

The experts at ARMADUMLAWYERS will help you navigate all stages – from selecting a program to receiving funding. Contact our team, so that your business gets the most out of it. a21> business gets the most out of the available resources.